guide to lending
Guide for lenders

Welcome to the new class of lending – directly to businesses

Business angels have for decades been the life blood of early stage companies that need funding when the banks will not consider it. We now introduce our network of private lenders.

Unlike business angels, lenders may not be looking for a long-term investment and they may not be shareholders. A lender is looking for a superior return on his money. With today’s low interest rates and shaky stock markets, many investors would rather sit on their cash.

Until now.

First Funding allows investors to lend directly to businesses that want to borrow. We connect private lenders and business borrowers. If the deal is right, both sides agree the rate, terms and conditions of the loan.

You may set any terms, conditions and security provided both parties agree. If you need help with the technicalities, the legal or accounting side of things we can point you to our panel of professional advisors, but this is your choice.

The process is simple. Browse the list of deals on the First funding web site. If you see something that looks interesting you click a button to inform us and we will release the full details of the application to you, including supporting documentation such as accounts and a business plan.

You may lend the whole sum requested, or you may spread your risk by sharing the deal with others. The site shows the stage each deal is at and how many lenders are interested in each offer.

Click the link to have a look at some of the deals on offer.

Click here to look at the deals available

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